you will see in this post “How to best ways close SBI credit card”. Credit card is a plastic card. Which is very useful for us in financial emergency, and it is a also useful for improving CIBIL Score and we also get discount on it. But not everyone agrees that using it is a good idea. Even when we don’t intend to, we occasionally apply for credit cards even when we don’t use them. We should probably close the credit card if it doesn’t work for him. As a result, we will avoid being charged and risk having our CIBIL Score damaged.
How to best ways close SBI credit card
There are 3 best ways by which we can close SBI credit card.
- Sending an E-mail to cancel the credit card
- Cancel a credit card by SBI card app
- Cancel a credit card by calling customer care
Sending an E-mail to cancel the credit card
SBI credit card customer care email id: customercare@sbicard.com
Email format closing SBI credit card
Dear SBI CARD, Due to personal reasons, I don’t need the credit card. Hence I request you to cancel my credit card number 4567xxxxxxxx1234 with immediately effect. Further details of card:- Full Name on the Card: Credit Card number: 4567xxxxxxxx1234 Expiry Date: Mobile number: Email Id: This letter confirm that request, at any update to my credit report should reflect the account was closed at my request. Thanking You Your Full Name
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Cancel a credit card by SBI Card app
1st Step: Go to sbi card app
2nd Step: Open SBI card app and login
3rd Step: After login dashboard open
4th Step: Click on 3 dot line
5th Step: Click on services
6th Step: Show services
7th Step: Scroll down and click card closure request
8th Step: Select reason for close credit card
9th Step: Chose Others
10 Step: Enter OTP
11th Step: Submit
Cancel a credit card by calling customer care
You can call one of the following helplines to cancel an SBI credit card: 1860 500 1290, 1860 180 1290, or 1800 180 1290. (STD Code) 39020202 is a different customer service number for SBI credit cards that can be cancelled.
The representative will inquire for specific information. Give the information to complete your SBI credit card cancellation request and prove your identification.
Keep in mind when closing SBI credit card
Before you request the How to close SBI credit card online, bear the following things in mind.
- Before initiating credit card closure, make sure all outstanding debts are paid. Before cancelling the card account, SBI Card will request payment of any outstanding balances.
- To ensure there haven’t been any fraudulent transactions on the card, check the most recent credit card statement before cancelling the card.
- Because card issuers frequently refuse cancellations if new transactions have been made, it’s crucial to refrain from using the credit card before starting the closure process.
- You should also review and use any accumulated reward points before shutting the card.
Final Opinion
Closing an SBI Credit Card online is a simple process that involves logging in to the SBI Credit Card website, selecting the card you wish to close, providing a reason for closure, and confirming the request. You can also call the SBI Credit Card customer care helpline for assistance. Ensure that all dues are paid, rewards are redeemed, and fees are settled before requesting the closure.
FAQs
Can I close my SBI credit card online?
Yes, you can close your SBI Credit Card through three ways:
1. SBI Credit Card online by logging in to the SBI Credit Card website, selecting
the card you wish to close, providing a reason for closure, and confirming
the request.
2. By calling the SBI Credit Card customer care helpline at 1860-180-1290 or
39-02-02-02 (prefix local STD code) and requesting to close your credit card.
3. By sending an email to SBI Credit Card customer care at
customercare@sbicard.com with your request
How can I permanently close my credit card?
To permanently close a credit card, pay off any outstanding bills, redeem points or cash back, contact your card issuer, verify that the account is closed, and monitor your credit report, contact your card issuer. Keep in mind that cancelling a credit card account can have an effect on your credit score.
How can I close my SBI credit card by phone?
To close your SBI credit card by phone, call SBI Credit Card customer service, verify your identity, inform the representative that you want to close your credit card account, clear any outstanding balance or rewards, receive confirmation and a reference number. It’s best to check with SBI directly for specific procedures.
How can I close my SBI credit card permanently by email?
Send an email to the customer service email address with your credit card number, full name, cause for closing, and request for confirmation and a reference number to permanently close your SBI credit card. Specific procedures should be confirmed with SBI.