Best ways how to Close Axis Bank Credit Card

If you want to “How to Close Axis Bank Credit Card”, then in this article I will tell you 3 ways by which you can close your credit card easily.

How to Close Axis Bank Credit Card

1. Calling Customer Care
2. Sending a E-mail
3. Visit Axis Bank Branch

Calling Customer Care

Axis Bank provides prompt customer service that will assist in initiating credit card cancellation via phone call. 18604195555, 18605005555, 1800–103–5577 (Toll free number) Customers can access Phone Banking services from outside India by dialing +91-22-67987700. For blocking of credit/debit/prepaid cards, you can also call our 24-hour Emergency Helpline Number, +91 22 67987700.

Also read... How to close Kotak 811 Credit Card

Sending a E-mail

You can close your Axis Bank credit card online by sending a E-mail at creditcards@axisbank.com or premium.cards@axisbank.com

Email Format

Subject: Request for closure of Axis Bank Credit Card

Dear Axis Bank Team,

I am writing this email to request the closure of my Axis Bank Credit Card with the following details:

Credit Card Number:
Expiry Date: 
Name on the Card: 
Mobile No.:
Email Id:

I have already cleared all outstanding dues on my credit card and would like to formally request the closure of the card account.



I would appreciate your prompt action in this matter and a confirmation email once the card has been closed.

Thank you for your assistance.

Sincerely,

[Your Name]

Visit Axis Bank Branch

If you prefer to visit an Axis Bank branch to close your credit card, here are the steps you can follow:

• Locate the nearest Axis Bank branch to your location.
• Visit the branch during working hours with your credit card and a valid photo ID proof like Aadhaar card, PAN card, or passport.
• Meet the customer service executive at the branch and inform them about your request to close the credit card.
• Provide the necessary details like your credit card number, name, and reason for closure.
• Follow the verification process, which may include providing personal identification details like date of birth or PAN card number.
• After successful verification, the customer service executive will inform you of any outstanding dues on your credit card.
• Clear any dues immediately and request for the closure of your credit card account.
• Collect an acknowledgment receipt for future reference.

Once the closure process is completed, you will receive a confirmation email or SMS from Axis Bank, indicating the date on which the closure of the credit card account will be effective.

Important Information Before Cancelling an Axis Bank Credit Card

Before cancelling an Axis Bank credit card, there are a few important points that you should keep in mind:

• Check your outstanding dues: Make sure to clear all your outstanding dues on the credit card before cancelling it. Failure to do so may result in additional charges, which can affect your credit score negatively.
• Redeem your reward points: If you have accumulated any reward points on your credit card, make sure to redeem them before closing the card account. Once the card is cancelled, you may lose the opportunity to use those points.
• Impact on credit score: Cancelling a credit card can have an effect on your credit score, especially if you’ve had the card for a long time. It may result in a decrease in your credit limit, which may have an impact on your available credit ratio. So, before you cancel the card, make sure you understand how it will affect your credit score.
• Inform auto-debit companies: If you used your credit card to set up auto-debit payments for any bills or subscriptions, notify those companies of your card cancellation and switch to a new payment method.
• Return the credit card: If you have a physical credit card, cut it into small pieces and properly dispose of it. You can also return the card to the nearest Axis Bank branch.

You can cancel your Axis Bank credit card without any hassles or negative impact on your financial profile if you keep these points in mind.

Axis Credit Card Cancellation Consequences

1. When you cancel your Axis Bank credit card online, the total available credit limit on your account is surrendered.
2. Furthermore, cancelling your Axis credit card may harm your credit score.
3. You will no longer be able to use your Axis credit card once it has been cancelled.
4. If the closure of your Axis card affects your credit utilisation, it may be difficult for you to obtain a new credit card in the future.
5. After canceling your primary Axis Bank credit card, any connected add-on cards will become inactive.

FAQs