How to Close Bajaj EMI Card Online (Calling & Email)

To ensure a smooth transition when closing a Bajaj EMI Card, follow certain steps. This manual will give you step-by-step directions to walk you through the procedure whether you decide How to Close Bajaj EMI Card Online over the phone with customer service or by email. Now let’s go into the specifics of canceling a Bajaj EMI Card.

How to Close Bajaj EMI Card Online

What A Bajaj EMI Card?

Understanding what a Bajaj EMI Card is necessary before moving forward with the closure process. You can break up the cost of your purchases into reasonable installments by using the Bajaj EMI Card as a payment method. It gives you the freedom to shop for a variety of goods and services on EMIs (Equated Monthly Installments) at different partner stores and online marketplaces.

Reasons for Closing Bajaj Finserv EMI Card

There may be a number of reasons for you to think about cancelling your Bajaj EMI Card. Possible reasons include

  1. Unhappiness with the advantages or services.
  2. High-interest rates or additional charges.
  3. No longer requiring the card for future purchases.
Related Article .. How to close Bajaj Finserv SuperCard Credit Card

How to Close Bajaj EMI Card Online

2 ways how to close bajaj EMI card online permanently.

  1. Calling Customer care Number.
  2. Closing Bajaj EMI Card via Email

Calling Customer Care Number

how to close bajaj finserv emi card

If you prefer closing your Bajaj EMI Card through a customer care call, follow these steps:

  1. collecting the required information: Make sure you have your Bajaj EMI Card information, personal identification information, and other necessary documents on hand before making the call.
  2. Connect with the Closure Department: Call the customer service number (+91-8698010101) and follow instructions to connect with the team in responsible for closing out cards.
  3. Provide Card and Personal Details: Give the customer service representative your Bajaj EMI Card information, including the card number and any other details they may want.
  4. Request Closure of Bajaj EMI Card: Clearly declare that you want to cancel your Bajaj EMI Card and, if requested, provide reasons for your choice.
  5. Follow Instructions: Regarding the closing procedure, follow to any further instructions given by the customer service the representative.
  6. Record Closure Request Details: Note the closure request reference number or any other confirmation information that the representative gives you.
  7. Settle Outstanding Dues: Make sure all outstanding payments are settled before the closure procedure is finished.

Closing Bajaj EMI Card via Email

Closing Bajaj Finserv EMI Card

You can also decide to cancel your Bajaj EMI Card by email. Take these actions:

  1. Write a closing email: Write an email to Bajaj Finserv’s customer service division.
  2. Include a Subject Line: Use a subject line that clearly requests the closure of your Bajaj EMI Card.
  3. Provide Card and Personal Details: Start the email by including your full name, Bajaj EMI Card number, and any other necessary identity information.
  4. State Intent and Reason: Explain clearly why you’ve decided to close your Bajaj EMI Card and declare your plan to do so.
  5. Request Guidance: Request the customer care team to guide you through the closure process.
  6. Attach Supporting Documents: Attach any supporting files or documents as needed by Bajaj Finserv to speed up the closing process.
  7. Double-Check and Send: Send the email to the authorized customer service email address provided by Bajaj Finserv after verifying its accuracy and clarity a second time.
  8. Record Email Details: Note the date and time the email was sent, as well as the content.
  9. Await Response: Wait for Bajaj Finserv’s response before proceeding on the closure request.
  10. Settle Dues and Follow Instructions: Pay any outstanding debts as soon as possible. To finish the closure procedure, follow to any additional instructions given by the customer support team.
UsersContact Number & Email ID
Bajaj Finserv EMI Card+91-8698010101 & Email Id [email protected]
SuperCard Credit Card022-71190900 & Email Id: [email protected]
RBL Credit Card022-62327777 & Email Id: [email protected]

Suggestions to Make Before Closing the Bajaj EMI Card

Before closing your Bajaj EMI Card, it’s important to consider a few things:

  1. Benefits Utilization: Before cancelling the card, make sure you’ve used any rewards points, cashback, or discounts that have accumulated.
  2. Pending EMI Transactions: Settle any ongoing EMI transactions or outstanding payments to avoid any complications.
  3. Reward Points Redemption: Before closing the card, see if there are any choices for redeeming reward points if you have any.

Bajaj Finserv EMI Card Closing Email Format

Subject: Closure Request for Bajaj EMI Card

Dear Bajaj Finserv Customer Care,

I am writing to request the closure of my Bajaj EMI Card. Kindly assist me in initiating the closure process for my card. Here are my details:

Full Name: [Your Full Name]
Bajaj EMI Card Number: [Your Card Number]
Contact Number: [Your Contact Number]
Email Address: [Your Email Address]

I would appreciate it if you could process the closure as soon as possible. Please let me know if there are any pending payments that need to be settled before the closure is finalized.

Thank you for your assistance. I look forward to your prompt response.

Sincerely,

[Your Full Name]

Conclusion

Calling customer service or sending an email are both viable ways to cancel a Bajaj EMI Card. You can successfully complete the closure process and guarantee the end of your financial relationship with Bajaj Finserv by following the steps that are provided.

Before beginning the closure procedure, keep in mind to obtain all the required data and paperwork. Clearly declare your goal to close the card and include any necessary information when contacting customer service, whether by phone or email. Pay any outstanding debts and adhere to any directions given by the customer service representatives.

Be sure to take advantage of any accrued perks, complete any outstanding EMI transactions, and look into reward point redemption possibilities before canceling your Bajaj EMI Card. Prior to giving your card out, follow these instructions to make the most of it.

Call Bajaj Finserv’s customer service for clarification if you have any more questions or worries about the closure procedure.

FAQs

How can I deactivate Bajaj EMI card?

You have two options for deactivating your Bajaj EMI Card: call the customer service hotline or send an email to the customer service division. To request card deactivation, either adhere to the directions given by the representative or provide the required information in the email. Prior to deactivating your card, be careful to settle all unpaid balances. You can get more help by contacting Bajaj Finserv’s customer service.

How can I pay my Bajaj EMI card annual fee?

You can use the official website or customer portal to pay the Bajaj EMI Card yearly fee online. As an alternative, you can make an offline payment by going to a Bajaj Finserv branch or partner store. Consult the official website or call Bajaj Finserv’s customer service helpline for more detailed instructions.

How can I get refund from EMI from Bajaj Finserv?

You have three options for requesting a refund from Bajaj Finserv for an EMI: calling their customer service hotline, going in person to a branch, or sending an email outlining your circumstance and include all relevant information. Make sure to include a specific justification for your refund request, and adhere to any directions given by Bajaj Finserv. Contact their customer service department for more help.

Can we convert Bajaj EMI card to cash?

No, a Bajaj EMI Card cannot be directly converted into cash. The card can only be used to make purchases with convenient monthly installments; it cannot be used to make cash withdrawals. It is advised to look into alternative financial solutions, such as personal loans, for cash needs.

What happens if you don’t pay Bajaj EMI card?

If you don’t make your Bajaj EMI Card payments on time, you risk incurring late payment fees, having your credit score lowered, receiving collection calls and notifications, and even facing possible legal action. In the future, it might be challenging to get loans or credit. Making on-time payments a priority is essential to averting these effects. If you’re having trouble making ends meet, get in touch with Bajaj Finserv’s customer service for support and potential repayment choices.

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