How To Close Bank of Baroda Account Online?

Today we will see in this article how to close Bank of Baroda account, before that let us know a little bit about Bank of Baroda. Bank of Baroda (BOB) is an Indian public sector bank with over 10,000 branches in India and abroad. Retail banking, corporate banking, international banking, investment banking, and treasury operations are among the banking and financial services it offers. BOB is also operative in the international market, with subsidiaries and joint ventures in a variety of fields.

How To Close Bank Of Baroda Account Online?

We can open online account in Bank of Baroda but to close the account we have to visit the branch, Online we can download the account closure form and have to fill it and submit it to the branch. Account closure form is given below link, you can download it from.

Article	How To Close Bank Of Baroda Account Online?
Bank Name	Bank of Baroda (BOB)
Language	English
Account Closure PDF Download	Download Now

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Follow this procedure given below step by step:

Get the closure form

The BOB account closure form is available on the bank of Baroda’s official website.  If you are unable to collect the account closure form online, go to a nearby Bank of Baroda branch and collect the Bank of Baroda account closure form manually.

write a letter requesting the closure of your account

Application Format 

The Branch Manager
Bank of Baroda
(Branch Address)
(City, State ZIP Code)

Dear Sir/Madam,

I am writing to request the closure of my bank account with Bank of Baroda, Account Number: xxxxxxxxx, and I am now unable to manage this account because of personal reasons.

I have cleared all outstanding transactions in my account and there is no balance due.

Please let me know if there are any fees or charges associated with closing my account. I would also like to request a confirmation of the account closure in writing, along with any necessary documents or receipts.

Please transfer the balance in my account to my other account.
The details of my other account are as follows:

Account holder name: [Your Name]
Account number: [Your Other Account Number]
Bank Name: [Name of the Other Bank]
IFSC Code: 

Thank you for your cooperation and assistance in this matter.

Sincerely,

(Your Signature)
(Your Name)
(Address)
(Mobile No.)

Fill out the account closure form with your information

Fill out the details in block letters. The firm requires information such as the account holder’s name, the names of any joint account holders (if any), the city, state, pin code, and the remaining security balance in the bank account. After filling out all of the details, double-check the form and sign it. Joint account holders are also required to sign the BOB account closure form.

Settle any outstanding dues:

Ensure that all outstanding dues on the account have been cleared, including loan payments, credit card payments, and overdrafts. Make sure to cancel any automatic payments or standing advice set up for your account.

Attach KYC documents:

The PAN card and the Aadhaar card are the KYC documents in this case. These documents will serve as identification for address proof and identity proof. The bank may also request that the account holder and joint account holder self-attest to these documents.

Return all items given by the bank:

Return all the unused cheques, debit cards, and passbooks associated with your account to the bank officials. They will cancel these items and mark them as returned.

Obtain an acknowledgment:

Once you’ve completed all of the necessary steps, make sure to get an acknowledgement from the bank officials. This will serve as proof that your account has been closed.

Wait for confirmation:

It may take a few days for the bank to process your request and close your account. You will receive confirmation via email, SMS, or postal courier once the account has been closed.

It is important to note that some banks may charge a fee for closing an account, depending on the type of account and the duration for which it has been active. Therefore, it is recommended that you contact your Bank of Baroda branch directly to confirm their specific requirements and any fees associated with closing your account.

Bank Account Closure Charges

Duration	Charges
Before 14 days	No Charges
After 14 days and before 1 year	Rs. 100 for Metro/urban areas Rs. 80 for rural/semi-urban areas
After 1 Year	No Charges

Conclusion

if you want to close your Bank of Baroda account, go to the nearest branch and fill out an account closure form. You must submit your passbook, debit card, and unused cheques, along with clear all outstanding dues and wait for the bank to verify the information on the form. Check to see if there are any fees associated with account closure. The bank will send you an acknowledgement receipt or a closure confirmation letter once the account has been closed.

FAQs