Then we think How to close HDFC bank account online. HDFC bank is well-known for its service and customer care, but new government regulations require you to keep a certain monthly balance in your account. The minimum balance requirement for urban areas is Rs. 5000, and Rs. 3000 for rural areas. If you do not keep the minimum account balance, the bank will charge you a minimum balance charge.
How To Close HDFC Bank Account Online
Unfortunately, HDFC Bank does not allow customers to close their account online. However, you do not need to visit your home branch to close your account. Instead, you can download the account closure form in PDF format from the HDFC Bank website or request it from the customer care team.
After you have completed the form, you can submit it along with the required documents to any HDFC Bank branch. By visiting their website or calling their customer service number, you can locate the nearest HDFC Bank branch. Your account closure request will be processed by the bank, and you will be notified once it has been completed.
Article | HDFC Bank Account Closing Form |
Bank | HDFC Bank |
Language | English |
Form PDF Download | Download Here |
How to close HDFC Bank account step by step
- Collect your documents: Before visiting the HDFC Bank branch, you should collect all of the necessary documents. Your account passbook, chequebook, and debit card will be required (if you have one). You should also bring a government-issued photo ID proof, such as an Aadhaar card, passport, or driving licence.
- Visit the branch: After you have collected all of the necessary documents, you can go to the nearest HDFC Bank branch during business hours. You should bring both the original and a photocopy of each document.
- Inform the bank representative: When you arrive at the bank branch, inform the bank representative or branch manager that you wish to close your HDFC Bank account. They will walk you through the process of closing your account.
- Fill out the account closure form: The bank representative will give you an account closure form, which you must fill out with your personal information, account number, and reason for closing the account
- Submit the documents: The account closure form must be submitted along with all required documents, including the passbook, chequebook, and debit card. The bank representative may ask you to sign the account closure form after verifying the documents.
- Clear outstanding dues: You may need to clear any outstanding dues or pending transactions before closing the account. Check your account balance to ensure there are no pending transactions or unpaid fees.
- Receive confirmation: Your account will be closed once the bank verifies your information and completes the necessary formalities, and you will receive a confirmation message. In addition, the bank representative may give you a closure acknowledgement slip for your records.
If you have any problems with the account closure procedure, please call 1800 22 1006 for assistance. All of your account closure questions will be answered by the customer service representative.
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HDFC Bank Account Closing Charges
Account closure charges
Closure: Up to 14 days | No Charge |
Closure: 15 days to 6 months | Rs. 1000/- |
Closure: 6 months to 12 months | Rs. 500/- |
Closure: Beyond 12 months | No Charges |
HDFC Bank Account Close Application Letter
Dear Sir/Madam, I request the closure of my HDFC bank account with account number 21427568364763. I have cleared all outstanding dues and would like to ensure a smooth closure. Please guide me through the process and provide me with the necessary forms and documentation required. Kindly transfer the balance amount to my registered account with (insert name of the new bank) or issue a cheque for the same. Thank you. Sincerely, [Your Name]
Final Opinion
If your bank allows online account closure, you can usually start the process by signing into your account via the bank’s website or mobile app and following the on-screen instructions. If your bank needs you to visit a branch or call customer service to shut your account, you may be required to fill out an account closure form, produce applicable papers, and wait for the bank to fulfil your request. After the account is terminated, make sure that any automatic payments or direct deposits associated to it are updated with fresh bank account information. It’s always a good idea to contact your bank for precise advice and help closing your account.
FAQs
Is there any charges for closing HDFC bank account?
Closure: Up to 14 days No Charge
Closure: 15 days to 6 months Rs. 1000/-
Closure: 6 months to 12 months Rs. 500/-
Closure: Beyond 12 months No Charges
Can I close my bank account online?
Yes, many banks allow you to close your account online, but it relies on your bank’s policies. If your bank offers online account closure, you can usually start the process by logging into your account via the bank’s website or mobile app and following the on-screen steps.
How can I close my HDFC bank account online with negative balance?
If you have a negative amount, you will be unable to cancel your account online. You can make an online money transfer into the account to make the sum zero. To complete the account closure process and submit the account closure form, you must attend the branch.
How can I download HDFC account closure form?
You may also download the Account closure form from the official HDFC bank website and bring a completed account closure form to the nearest branch. To close an HDFC Bank account, first obtain the form and then submit it to the bank manager along with the debit card, passbook, and chequebook.
Dear Sir/Madam,
I request the closure of my HDFC bank account with account number 21427568364763. I have cleared all outstanding dues and would like to ensure a smooth closure. Please guide me through the process and provide me with the necessary forms and documentation required.
Please sir account close me