How to Close IndusInd Credit Card

How to close IndusInd Bank Credit Card, you have to call the customer care. You can call or contact the branch, why someone may choose to close a credit card. Some of the most common reasons include:

• High fees: If your credit card has high annual fees, late payment fees, or other fees that you find burdensome, you should think about cancelling the card.
• High interest rates: If you have a credit card with a high interest rate and are having difficulty paying off your balance, you may want to close the card to avoid incurring additional debt.
• Too many credit cards: If you have too many credit cards and are having trouble managing them all, you may want to close some of them to simplify your financial life.
• Fraud or unauthorized charges: If you have faced credit card fraud or unauthorized charges, you may want to close the card to prevent further unauthorized use.

How to Close IndusInd Credit Card

3 ways to How to Close IndusInd Bank Credit Card

1. Call Customer Service
2. Through Email
3. written Application

Call Customer Service

IndusInd Bank provides 24/7 customer care service. Cardholders can contact them to cancel their credit cards. 18602677777 and 022-42207777 (outside India) are the phone numbers.

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Through Email

Email ID : [email protected]

Email Format

Subject: Credit Card Closure Request

Dear IndusInd Bank,

I am writing to request the closure of my credit card account with the following details:

Credit card number: [insert credit card number]
Name on the card: [insert name on the card]
Expiry date: [insert expiration date]

I have decided to close this account due to my personal reason.

Please let me know the steps I need to take to complete this process, as well as any outstanding balances on the account that I need to settle. Please also confirm that you have received this request and that the account has been closed.

Thank you for your assistance in this matter.

Sincerely,

[Your Name]
[Mobile No,]
[Email Id]

Written Application

IndusInd Bank Ltd
PO Box 9241,
Chakala MIDC, Andheri (East)
Mumbai- 400093

Application Format

Your Name
Your Address
City, State ZIP Code
Date

IndusInd Bank Ltd
PO Box 9241,

Chakala MIDC, Andheri (East)
Mumbai- 400093

Dear Sir/Madam,

I am writing to request the closure of my credit card account with your company. The credit card details are as follows:

Credit card number: [insert credit card number]
Name on the card: [insert name on the card]
Expiry date: [insert expiration date]

I have decided to close this account due to my personal reason.

I request you to provide me with the necessary instructions to close this account, including any outstanding balances on the account that I need to settle. Please also confirm that you have received this request and that the account has been closed.

I would appreciate it if you could send me a written confirmation of the account closure and any final statement or balance due on the account.

Thank you for your prompt attention to this matter.

Sincerely,

Your Name
Mobile No.

Important Things to Consider When Closing an IndusInd Bank Credit Card

• Clear all outstanding payments before to submitting the request. If there is any balance on the card, IndusInd Bank will not process the cancellation request.
• Any automated payments linked with the card must be terminated.
• Use any and all reward points collected during the credit card’s lifetime.
• Once the card has been closed, check your credit report to ensure that the account is reported as “closed by consumer” rather than “closed by creditor,” which could harm your credit score.

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