You will find the method of closing every credit card on the Internet or you tube, but how to close Standard Chartered Credit card, you will not find the correct method anywhere.
But today I will share my personal experience here and tell you the right way by which you can close your credit card easily.
How to close Standard Chartered Credit card online?
- Calling Customer Care
- Sending a E-mail
Calling Customer Care
SC Bank provides prompt customer service that will assist in initiating credit card cancellation via phone call. Here are the credit card phone banking hotline numbers to call if you have any credit card-related queries:
6601 4444/3940 4444 (Available between 7:00 a.m. – 11:00 p.m.)
66011500/39401500/ (Available 24×7)
66012424/39402424/6601242/3940242 (Available 24×7)
You can report card loss and unauthorized transactions by calling these numbers 24/7. These numbers can also be used to dispute charges and stop payments.
Personal banking helpline numbers
| Cities | Contact Number |
|---|---|
| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune | 6601 4444 / 3940 4444 |
| Allahabad, Amritsar, Bhubaneshwar, Indore, Jalandhar, Kanpur, Lucknow, Ludhiana, Patna, Vadodara. | 6601 444 |
| Bhopal, Chandigarh, Cochin/Ernakulam, Coimbatore, Jaipur, Nagpur, Rajkot, Surat. | 3940 444 / 6601 444 |
| Gurgaon, Noida, Mathura, Dehradun, Saharanpur | 011 – 66014444 / 011 – 39404444 |
| Jalgaon | 022 – 66014444 / 022 – 39404444 |
| Guwahati, Cuttack, Siliguri | 033 – 66014444 / 033 – 39404444 |
| Mysore | 080 – 66014444 / 080 – 39404444 |
| Thiruvananthpuram, Vishakhapatnam | 044 – 66014444 / 044 – 39404444 |
| Proddatur | 040 – 66014444 / 040 – 39404444 |
Premium Banking Helpline
| Cities | Contact Number |
|---|---|
| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune | 6601 1500 / 3940 1500 |
| Allahabad, Amritsar, Bhubaneshwar, Indore, Jalandhar, Kanpur, Lucknow, Ludhiana, Patna, Vadodara. | 6601 150 |
| Bhopal, Chandigarh, Cochin/Ernakulam, Coimbatore, Jaipur, Nagpur, Rajkot, Surat. | 3940 150 / 6601 150 |
| Gurgaon, Noida, Mathura, Dehradun, Saharanpur | 011-66011500 / 011-39401500 |
| Jalgaon, Thane | 022 – 66011500 / 022 – 39401500 |
| Guwahati, Cuttack, Siliguri | 033 – 66011500 / 033 – 39401500 |
| Mysore | 080 – 66011500 / 080 – 39401500 |
| Thiruvananthpuram, Vishakhapatnam | 044 – 66011500 / 044 – 39401500 |
| Proddatur | 040 – 66011500 / 040 – 39401500 |
Priority Banking Helpline
| Cities | Contact Number |
|---|---|
| Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, Delhi, Pune | 6601 2424 / 3940 2424 |
| Allahabad, Amritsar, Bhubaneshwar, Indore, Jalandhar, Kanpur, Lucknow, Ludhiana, Patna, Vadodara. | 6601 242 |
| Bhopal, Chandigarh, Ernakulam, Coimbatore, Jaipur, Nagpur, Rajkot, Surat. | 3940 242 / 6601 242 |
| Gurgaon, Noida, Mathura, Dehradun, Saharanpur | 011-66012424 / 011-39402424 |
| Jalgaon, Thane | 022-66012424 / 022-39402424 |
| Guwahati, Howrah, Siliguri | 033-66012424 / 033-39402424 |
| Proddatur | 040-66012424 / 040-39402424 |
Related Article : How to close IndusInd Bank credit card online
Business Banking Helpline
| Cities | Contact Number |
|---|---|
| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune | 66011616 / 39401616 |
| Allahabad, Amritsar, Bhubaneshwar, Ernakulam, Indore, Jalandhar, Kanpur, Lucknow, Ludhiana, Patna, Vadodara | 66011616 |
| Bhopal, Chandigarh, Cochin/Ernakulam, Coimbatore, Jaipur, Nagpur, Rajkot, Surat | 39401616 / 66011616 |
| Gurgaon, Noida, Dehradun, Saharanpur | 011-66011616 / 011-39401616 |
| Jalgaon | 022-66011616 / 022-39401616 |
| Guwahati, Siliguri | 033-66011616 / 033-39401616 |
| Mysore | 080 – 66011616 / 080-39401616 |
| Thiruvananthpuram, Vishakhapatnam | 044 – 66011616 / 044-39401616 |
| Proddatur | 040 – 66011616 / 040-39401616 |
International Banking Toll Free numbers
| Countries | Contact Numbers |
|---|---|
| United Arab Emirtates | 8000177750 |
| Bahrain | 80801129 |
| Hongkong | 800905108 |
| Malaysia | 1800815063 |
| Singapore | 8001012407 |
| United Kingdom | 08081019144 |
| Philippines | 180011101121 |
| United States of America (New York) | 8773021657 |
| Canada | 8772185618 |
| Others | +91 80 42896753 (ISD rates apply) |
Sending a E-mail
You can close your Standard Chartered Bank credit card online by sending a E-mail at :-
Level 1: [email protected]
Level 2: H[email protected]
Level 3: [email protected]
Email Format
Subject: Request to Close Standard Chartered Credit Card Account Dear Standard Chartered Customer Service, I am writing this email to request the closure of my Standard Chartered Credit Card with the following details: Credit Card Number: Expiry Date: Name on the Card: Mobile No.: Email Id: I have already cleared all outstanding dues on my credit card and would like to formally request the closure of the card account. Thank you for your prompt attention to this matter. Sincerely, [Your Name]
Important Information Before Cancelling an SC Credit Card
- Check your outstanding dues: Make sure to clear all your outstanding dues on the credit card before cancelling it. Failure to do so may result in additional charges, which can affect your credit score negatively.
- Redeem your reward points: If you have accumulated any reward points on your credit card, make sure to redeem them before closing the card account. Once the card is cancelled, you may lose the opportunity to use those points.
- Impact on credit score: Cancelling a credit card can have an effect on your credit score, especially if you’ve had the card for a long time. It may result in a decrease in your credit limit, which may have an impact on your available credit ratio. So, before you cancel the card, make sure you understand how it will affect your credit score.
- Inform auto-debit companies: If you used your credit card to set up auto-debit payments for any bills or subscriptions, notify those companies of your card cancellation and switch to a new payment method.
- Return the credit card: If you have a physical credit card, cut it into small pieces and properly dispose of it. You can also return the card to the nearest Axis Bank branch.
Write to Standard Chartered Bank
Standard Chartered Bank, Customer Care Unit ,
19, Rajaji Salai,
Chennai 600 001
Final Opinion
Closing a bank account or credit card requires careful thought and planning. Clear any outstanding balances, update payment methods, retrieve important documents, understand the bank’s closure policy, open a new account, and follow the bank’s closure procedure are all critical. When closing a Standard Chartered Credit Card online, make sure to pay off any outstanding balances first and allow a few business days for the request to be processed.
FAQs
Can I close my Standard Bank credit card online?
To close your credit card, you must visit your nearest branch or call our customer service line at 6601 4444/3940 4444
How do I permanently close my credit card account?
After you have paid off your balance and redeemed any rewards, you can begin the cancellation process. To speak with a representative, dial the number on the back of your credit card. Check that there is no balance in your account before requesting that it be closed.
Can we deactivate credit card?
You can deactivate your credit card by contacting your bank/credit card company via customer service, mail, or email. You can also deactivate your credit card by going to the bank’s website.
Is there a penalty for closing a credit card account?
Cancelling a credit card will not harm your credit score. To protect your credit score, pay down all credit card balances first (not just the one you’re cancelling). The cancellation of a credit card has no effect on your credit history.
Does closing a credit card affect Cibil score?
When you close an old card, the credit history associated with it is erased, lowering the average length of your credit history. This has a negative impact on your credit score. The credit utilization ratio is another factor to consider.