SBI simply click credit card: features, benefits, charges

SBI Simply Click Credit Card Highlights Features

Welcome Benefits	Amazon.in gift voucher worth Rs. 500.
Reward Points	Earn 10 Reward Points / ₹ 100 Earn 10X rewards on online spends with exclusive partners- Apollo24X7/ BookMyShow / Cleartrip / Eazydiner/ Lenskart / Netmeds Earn 5 Reward Points / ₹ 100 All other online spends
Lounge Access	No
Renewal Fee	499+GST (Spend Rs 1,00,000 and get annual fee of Rs 499 reversed )

sbi simply click credit card: why use it?

For online shoppers, the SBI Simply Click credit card is the most appropriate. This card offers accelerated purchasing perks as well as welcome vouchers, milestone spending, and waivers of yearly fees, among other things.

Features & Benefits:

• Receive a 500 rupee Amazon.in gift card as a welcome gift.
• On purchases made on Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart, you can earn 10 times as many reward points.
• 5x the rewards when you shop online.
• For every Rs. 100 spent, earn 1 reward point.

Fees:

• The joining fee for the SBI SimplyClick credit card is Rs.499 + GST
• The annual fee for the SBI SimplyClick credit card is Rs.499 + GST
• The renewal fee 499+GST (Spend Rs 1,00,000 and get annual fee of Rs 499 reversed )

Milestone Rewards:

• e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh
• e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakh

Fuel Surcharge:

• 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST)

Eligibility Criteria SBI Simply click credit card

Income	20,000 Above
Age	21-58
Cibil Score	Above 700
Occupation	Salaried & Self Employed

SBI Simply click credit card Charges:

Finance charges	3.35% per month and 40.2% per annum.
Cash advance limit	80% of credit limit.
Cash advance fee	1. In SBI and other Domestic ATMs = 2.5% of the transaction amount. 2. International ATMs = 3% of the transaction.
Card replacement fee	Rs.100.
Cheque fee	Rs.100.
Late payment fee if the amount	* Rs.0-Rs.200 = Rs.0 * Rs.200-Rs.Rs.500 = Rs.100 * Rs.500-Rs.1,000 = Rs.400 * Rs.100-Rs.10,000 = Rs.600 * Rs.10,000-Rs.25,000 =Rs.800 * Greater than 25,000 = Rs.950.
Payment dishonor fee	2% of the payment amount.
Overdue finance charges	3,6% per month (43.8% per annum)

How to close SBI Credit Card

The terms and conditions of the SBI SimplyCLICK Credit Card may vary depending on the specific offer and the applicant's creditworthiness. However, some of the general terms and conditions of the card are as follows:

• Eligibility: The applicant must be at least 21 years of age and have a regular source of income to be eligible for the card.
• Fees and charges: The card may have an annual fee and other charges such as late payment fees, over-limit fees, and cash withdrawal fees.
• Credit limit: The credit limit on the card is determined by SBI based on the applicant’s creditworthiness and income.
• Rewards program: SBI Simply click credit card a rewards program that allows the cardholder to points for any eligible purchases made with the card. There are some rules and regulations that apply to the rewards program.
• Redeeming reward points: The card’s reward points can be used to buy goods, gift cards, and cashback, among other things. Some limitations and conditions can apply to the redemption options.
• Fraud protection: SBI Simply click credit card offers the cardholder fraud protection, and any unauthorized purchases made with the card are covered by this protection.
• Cardholder liability: The cardholder is responsible for all charges made with the card, and SBI will hold them responsible for any unauthorised use of the card.

My Opinion:

SBI Simply credit card According to me it is very good for all Simply Click Credit Card beginners and online spenders.

In online shopping, you get cashback from 1.25% to 2.5%.

And the annual fee also gets reversed if you spend 1 lakh throughout the year.

FAQ (Most Ask Question)