Are you looking for a credit card that rewards your online shopping? The SBI SimplyClick Credit Card Apply Online might be the right fit for you. In this article, we will review the features, benefits, and fees of the SBI SimplyClick Credit Card, as well as guide you on how to apply for it.
SBI SimplyClick Credit Card
Rewards Rate
1 Reward Point every Rs. 100 spent on offline spends (reward rate is 0.25%), 10X RPs on online spends at partner merchants (BookMyShow, Apollo24x7, etc.) (reward rate is 2.5%), 5X RPs on other online spends (reward rate = 1.25%)
Annual Fee
Rs. 499 (plus applicable taxes)
SBI SimplyClick Credit Card Apply Online
For people who enjoy shopping online, SBI offers the SimplyClick Credit Card. It offers a variety of advantages and features that make it a fantastic option for online buyers. One of the Largest banks in India, the State Bank of India (SBI), is the company that issues this card.
SBI SimplyClick Credit Card Features
The SBI SimplyClick Credit Card comes with the following features:
- 10X reward points on online spends with exclusive partners: Apollo24X7, BookMyShow, Cleartrip, Eazydiner & Netmeds
- 5X reward points on all other online spends.
- 1 reward point for every Rs. 100 spent on other categories.
- E-gift voucher worth Rs. 500 on spends of Rs. 2,000 or more within the first 60 days of card issuance.
- Renewal fee waiver on annual spends of Rs. 1 lakh or more.
- Contactless payment technology for faster and secure transactions.
SBI SimplyClick Credit Card Benefits
The SBI SimplyClick Credit Card offers several benefits to its users, such as:
- Welcome gift voucher worth Rs. 500 on joining.
- Complimentary fraud liability cover of up to Rs. 1 lakh.
- Up to 15% discount at partner restaurants.
- Easy EMI options on purchases made with the card.
- Fuel surcharge waiver of 1% on transactions between Rs. 500 and Rs. 3,000 at any petrol pump.
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SBI SimplyClick Credit Card Fees
The SBI SimplyClick Credit Card comes with the following fees:
- Joining fee: Rs. 499
- Annual fee: Rs. 499 (waived off on spends of Rs. 1 lakh or more in the previous year)
- Finance charges: Up to 3.35% per month
- Cash advance fee: 2.5% of the transaction amount (minimum Rs. 500)
- Late payment fee: Up to Rs. 950
- Over-limit fee: 2.5% of the over-limit amount (minimum Rs. 500)
- Card replacement fee: Rs. 100
Eligibility Criteria for SBI SimplyClick Credit Card
To be eligible for the SBI SimplyClick Credit Card, you need to meet the following criteria:
- Age: You should be between 21 and 60 years old.
- Income: You should have a minimum monthly income of Rs. 20,000.
- Credit score: You should have a good credit score (preferably 750 or above).
Documents Required for SBI SimplyClick Credit Card Application
To apply for the SBI SimplyClick Credit Card, you need to submit the following documents:
- Identity proof (Aadhaar card, voter ID card, passport, etc.)
- PAN card
- Address proof (utility bills, rental agreement, etc.)
- Income proof (salary slips, bank statements, etc.)
SBI SimplyClick Credit Card Application Status
By visiting the SBI website, you can check the status of your application for an SBI SimplyClick Credit Card online. To check the status, you will need to provide your application reference number and registered cellphone number.
SBI SimplyClick Credit Card Customer Care
You can call the SBI customer service helpline at 1800 1234 (toll-free), 1800 11 2211 (toll-free), 1800 425 3800 (toll-free),1800 2100(toll-free) or 080-26599990, You can also call on the other number – (STD Code) 39020202. if you have any questions or concerns about your SBI SimplyClick Credit Card. Email customercare@sbicard.com in if you prefer.
SBI SimplyClick Credit Card Review
People who frequently conduct online shopping should consider the SBI SimplyClick Credit Card. On purchases made online through exclusive partners as well as in other categories, it provides attractive rewards and benefits. A great benefit that can help you save money on costs is the removal of the renewal fee for annual spending of Rs. 1 lakh or more. Additionally, the card has contactless payment capabilities for swifter and more secure transactions. Overall, consumers who shop online should consider the SBI SimplyClick Credit Card.
Frequently Asked Questions (FAQs)
Is SBI SimplyClick card free?
The SBI SimplyClick credit card has certain fees included in it, so it’s not free of charge. After the second year, there is an annual fee of Rs. 499 that must be paid. However, if you spend Rs. 1 lakh or more in the first year, the first-year annual fee is waived. According to the terms and conditions of the card, there can also be additional fees for late payments, cash withdrawals, and other transactions.
What is the eligibility criteria for SBI SimplyClick Credit Card?
To be eligible for the SBI SimplyClick Credit Card, you must be between the ages of 21 and 60, earn at least Rs. 20,000 per month, and have a strong credit rating (ideally 750 or higher).
How can I apply for SBI SimplyClick Credit Card?
By going to the SBI website or the nearby SBI branch, you can apply for the SBI SimplyClick Credit Card online.
What is the use of SimplyClick SBI Card?
The SimplyClick SBI Card offers respectable perks when buying online, especially for individuals who use their card frequently with the SBI Card’s exclusive partners. For instance, the card gets a respectable 2.50% rewards rate on specific online partners (10 points for every Rs. 100 spent, 1 points = 0.25 Rs.)
Which card is better Simply SAVE or SimplyClick ?
Your spending behavior and selected rewards will determine this. While SimplyCLICK offers rewards on online purchases and utility bill payments, SimplySAVE offers cashback on a variety of categories including dining, movies and groceries.
Final Opinion
For online consumers who wish to receive rewards and incentives for their purchases, the SBI SimplyClick Credit Card is an excellent option. With attractive rewards, advantages, and contactless payment technology, this card can enhance the convenience and satisfaction of your online shopping. Consider applying for the SBI SimplyClick Credit Card if you satisfy the requirements and want a credit card that rewards your online purchases.